International travel is expensive, so any chance to save money is always welcome. If you're traveling in a group, you may want to consider Atlas group insurance. It offers you two great ways to save money during your travels.
The first way group medical insurance saves you money is by sharing the cost of medical insurance with the other people in your group. Rather than paying full price for several individual insurance policies, you and your fellow travelers can get a discounted price by buying one policy to cover your entire party. Therefore your own personal cost is minimized.
The second way international travel group insurance saves you money occurs when you use it. Your current insurance policy probably doesn't cover healthcare needs that arise while you're traveling overseas. That means that if you were to visit a doctor or a hospital during your international trip, you'd have to pay the full price for your medical care. Instead of the standard pays you're used to, you'd suddenly be responsible for hundreds or even thousands of dollars in medical expenses.
But group medical insurance saves you from paying those high costs. It works just like your typical insurance policy, paying 100% of your coverage after the deductible has been met. And you can set your own deductible ranging from $0 up to $2,500, depending on what you're comfortable with.
International group travel insurance is ideal for missionary groups of five or more people who may be concerned about the state of countries they are visiting. It covers standard medical expenses as well as extreme circumstances like evacuation expenses, terrorist attacks, and natural disasters.
Your group medical insurance policy will have a maximum coverage level that varies according to the age of people in your party. If all travelers are under the age of 70, the maximum coverage is $1,000,000. If travelers are between 70 and 79, the maximum coverage is $50,000. And for people 80 and over, the limit is $10,000.
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